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What Exactly is Tax Lien Certificate Investing?
Imagine a Financial Strategy that Gives You Ultimate Financial Security
Regardless of the Economy or Market Conditions
Tax lien investing is a special type of real estate investing that doesn’t take hundreds of thousands or even tens of thousands of dollars to get started. Investments start as low as $500.
Tax lien certificates and tax deed properties could very well be the best investment vehicles to help you achieve your financial goals.
Tax lien certificates offer fixed, secured, double-digit returns, and our proprietary “Get the Property” strategies give you the opportunity to acquire valuable real estate at huge discounts and own the properties free and clear with no mortgage.
For a more comprehensive overview, please read my article, “What Exactly is Tax Lien Investing & How Can it Help You Achieve Your Financial Goals.”
Every Day is an Opportunity to Take Control of Your Life's Direction...
Financial security is more than just numbers on bank account. It’s the freedom to live life on
your terms. It’s the peace of mind to know your retirement years are secured. Ultimately, it’s the
freedom to live your best life without the stress and worry of money.
We go far beyond just advising people... our mentorship gives our valued clients the vision and strength to make smart financial decisions, instilling a priceless sense of confidence.
To learn more about our world-class tax lien investing education, training, and mentorship programs, please explore our invaluable free training resources.
Top Strategies for Beginning Real Estate & Tax Lien Investors Starting with Limited Capital
Real estate is one of the greatest assets for creating wealth and enduring financial freedom. The challenge with many conventional real estate strategies is the investment capital needed to get started can be tens of thousands and even hundreds of thousands of dollars, which locks out many would be investors.
USTLA has developed our own proprietary “Base-Hit Get the Property” strategies, which give beginner’s with limited capital a true opportunity to enter the lucrative world of real estate investing.
Investments start as low as $500.
To learn more, we highly recommend our New Free Online Tax Lien Investment Crash Course, which gives a detailed explanation and examples of properties acquired through our strategies.
Tax Lien Certificate Investing
is a Win-Win-Win...
... for local communities, property owners, and you.
"Am I kicking someone out of their home by investing in tax lien certificates?"
Absolutely Not. In fact, the tax lien certificate system creates a true win for the county, property owner, and investor.
Tax Lien Certificates give property owners an additional grace period to pay their property taxes ranging from 1 additional year to 4 additional years depending on the state, which helps property owners stay in their home.
Property taxes are the most important revenue source for all counties. Property tax revenue helps fund public schools, police departments, fire departments, ambulance services, hospitals, parks & recreations, libraries, and roads.
Tax Lien Certificate investors win by safely earning fixed, secured, high interest rates. Invested in properly, tax lien certificates give investors a recession and crisis proof investment with the highest degree of safety.
Introducing...
USTLA’s NEW Accelerated Online Tax Lien Investment Crash Course
Master the Skill of Tax Lien & Tax Deed Investing Today
Our #1 Free Resource for Beginner’s to Get Started Right
Here's a Fraction of What You'll Learn:
Bonus: USTLA's proprietary "Base Hit" Strategy for acquiring valuable real estate for as little as $500 to $10k total purchase price. That's the purchase price, not a down payment!
USTLA’s New 3-Module Online Free Tax Lien Investment Crash Course is a comprehensive step-by-step beginner’s guide on how you can safely get started right and achieve financial freedom through the power of tax lien investing.
Start learning TODAY right from the comfort of your own home.
Real People. Real Stories. Real Profits.
Learn how we've been makinga positive difference in the lives of others for 30+ years
Michigan, USA
“My journey so far with USTLA has been exciting to say the least. At age 69 with Primary Progressive Multiple Sclerosis and also diagnosed with Cervical Stenosis requiring two surgeries so far to unpinch my spinal cord in 5 places in my neck.
Being forced to retire during COVID left me with not much to do. No worries anymore, my new career in tax lien investing has potentially saved my life and given me purpose.
I knew I could excel at this business with the strategies for investing from the comfort of my home. So far, I own 23 investment properties free and clear with no mortgage. Best decision I’ve ever made!”
Georgia, USA
“When I first started I owned a struggling vending machine business, was working long hours away from my family, and had zero investment capital of my own.
Within my first two years I acquired 17 rental properties free and clear with no mortgage through the tax deed process not using any of my own capital, and I did it all part time.
Today, I’m a full time real estate investor, I own my time and work my own hours from home, I
spend quality time with my family, and have the peace of mind I was looking for. If I can do it,
anyone can do it.”
About Tony Martinez, Founder and CEO of US Tax Lien Association
Every industry has a guiding voice and for tax lien investing, that voice is Tony Martinez
Tony is the Founder and CEO of the U.S. Tax Lien Association (USTLA) – the pioneering organization that developed the first ever Tax Lien Certificate and Tax Deed Property investment training programs, and has been positively impacting property owners, communities, and their valued clients for over 30 years.
Making his first tax lien certificate investments in 1991 and his first tax deed property investments in 1992, Tony has over 30+ years of expert experience. To date, Tony has completed over 2,500 tax lien certificate and tax deed property investments for his own portfolio and has the irrefutable public record documentation to validate his track record.
Today, Tony and his team of experts remain 100% committed to the very highest levels of performance for their clients as they work tirelessly to help each client achieve their financial goals.
“We know our role in mentoring matters greatly, which is why we commit all our knowledge, expertise, and experience to genuinely impact the success of our valued clients. Our deepest reward is the growth and success of each client.”
--Tony Martinez
Hear From People Just Like You Who Have Put Our Teaching to the Test
Today, we'd like to invite you to join them.
Idaho Falls, ID
“ I was interested in the strategy but I was not interested in them...I saw that the first three modules were free - I got more value out of this than what was promised in that seminar.”
Queen Creek, AZ
“The reason why I selected your team for training, you guys were a class act - very, very professional.”
Santa Rosa, CA
“I came across your three modules...Your truthfulness and honesty really hit me.”
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Access Tax Lien Experts At Any Time
Learn from successful tax lien experts withdecades of expert experience.
Hours of Webinars and Masterclasses
Learn from experts with 30+ years of real world tax lien investing experience.
Compress 30+ Years of Experience into a Handful of Hours with Our Invaluable Free Tax Lien Investing Educational Resources for Beginner’s
Start learning how you can become a highly successful tax lien investor so you can begin safely earning fixed secured returns up to 24% interest per year, and acquiring valuable real estate for as little as 25% to 50% of the value.
Frequently Asked Questions
In about half the states in United States, when a property owner is one year delinquent on their property taxes, the county government will offer a tax lien certificate on the property as a method of collecting necessary property tax revenue.
Tax lien certificates pay fixed, secured, returns ranging from 8% to 24% interest per year depending on the state you’re investing in. Tax lien certificates are offered via live in-person auctions, live online auctions, and over the counter inventories you can purchase directly from the county without attending auctions.
Property owners are given a grace period to pay their delinquent property taxes ranging from 1 year to 4 years depending on the state, which gives properties owners ample time to pay their property taxes.
The county benefits by generating necessary property tax revenue for vital services like public schools, police departments, fire departments, hospitals, and parks and recreation departments.
The property owner benefits by receiving and additional 1 to 4 years to pay their property taxes.
The investor benefits by safely earning high, fixed, secured, interest rates. For a more comprehensive look at the power of tax lien investing, please visit our invaluable free trainings in the Free Resources section of our website.
In short since this is just an FAQ section, the pros of tax lien investing are:
- Tax lien certificates safely pay fixed, secured interest rates ranging from 8% to 24% depending on the state you’re investing in.
- Your investment is secured by the underlying real estate similar to a mortgage, and by law the tax lien certificate takes precedence over the mortgage.
- There’s no volatility in tax lien investing. Once you make your investment, you’re locked in at the fixed, secured, interest rate, just like a bank CD. Several hundred thousand tax lien certificates become available every year.
The cons can be:
- Each state that offers tax lien certificates has their own set of laws, rules, and regulations, and therefore it’s important to understand the methodologies for the states you’re investing in.
- Knowing how to conduct proper research is a necessity to assure you don’t acquire tax lien certificates on derogatory or worthless properties.
- Redemption periods (grace periods) range from 1 year to 4 years depending on the state you’re investing, so your investment can be tied up for that period of time like a bank CD. Although, that’s the idea, earn 8% to 24% interest per year for as many years in a row as possible
Each county is required by law to make their list of tax lien certificates available to the public a minimum of 30 days prior to their annual tax lien certificate sale.
Most counties publish their lists online, while others publish their lists in a local publication.
Most all counties make their lists available for free, although there are a few outliers that still charge for their list.
There are 3 main ways tax lien certificates are offered for sale: 1) Live In-Person Auction, 2) Live Online Auction, 3) Over-the-Counter inventories.
Most counties hold their tax lien certificate sales once per year, whether online or in- person.
Over the counter (OTC) inventories are the tax lien certificates that don’t sell at auction. Many counties make their OTC inventories of tax lien certificates available to the public, which means you can buy tax lien certificates directly from the county without attending auctions.
Tax lien certificates are made available to the public via public auction (in-person or online), or via over-the-counter excess inventories.
Hundreds of counties now offer their tax lien certificates online via online tax lien certificate sales and via online over the counter inventories that you can buy directly from the county online.
Important, whether acquiring tax lien certificates online or in person, proper research is an absolute necessity.
About half the states in the United States offer tax lien certificates and the other half offer some form of tax deed property.
Tax lien certificates are a first position lien on real estate due to delinquent property taxes. When we invest in a tax lien certificate, we’re acquiring the lien against the property, not the property. We have no ownership rights to the property.
Tax lien certificates pay fixed, secured, interest rates ranging from 8% to 24% interest per year.
When we a acquire a tax deed in a tax deed state, we’re acquiring the property. These properties are offered at a county tax sale via public auction. In general, the investor takes immediate ownership of the property without waiting a redemption period. Many counties also offer tax deed properties over the counter (OTC), where you can acquire properties directly from the county without attending auctions.
The short answer is “no.” All counties regardless of the state have a system for collecting delinquent property taxes, whether it’s through the tax lien certificate system or the tax deed property system.
About half the states in the United States offer tax lien certificates and about half the states offer some form of tax deed properties.
There are benefits to investing in both tax lien certificates and tax deed properties.
For a comprehensive overview of tax lien certificates vs. tax deed properties and the benefits to financial security of both investment vehicles, please review our Free 3- Module Online Accelerated Tax Lien Investing Crash Course.
The cost of a tax lien certificate is dependent on the value of the property. The amount of the tax lien certificate is equal to the amount of the delinquent property taxes, penalties and interest owed.
Property taxes account for a small fraction of the value of the property, typically between ½% and 2% of the value of the property.
There are tax lien certificates available for as little as $100 and as much as $100k+ depending on the value of the property
USTLA's FREE Comprehensive
3-Module Tax Lien Investment
Online Crash Crouse
The ultimate beginner's guide to successful tax lien
certificate & tax deed investing.
Start Learning from the Comfort of Your Home Today
